We at America's MortgageBanc are also self-employed so we understand your business needs and strategies better than others. And that is why nearly half of all our loans have been for self-employed people like you!

So what does self-employed mean? From a lender's perspective it means that for about the last two years you have owned 25% or more of a business from which you derive your income. And in a normal situation you would have to produce a year or two of federal tax returns, both personal and corporate. Assuming your credit is good and you show sufficient income with all add backs (we are especially good at these), you get the absolute best rates.

But what if you don't want to furnish tax returns? With good credit and decent savings you won't have to. Under our No Income Verification/No Asset program, you may even get a loan without proving your employment or savings (see the No Income Verification section of this web site for more details).